ASM Money Pty. Ltd (we, us, our) collect the Personal Information and Credit Information requested within this Application for Finance for the primary purposes of:
with a suitable credit provider, lessor and/or insurance provider;
If you do not provide the information sought we may be unable to process your application, or the company’s application, or we may be limited in the other services we can offer you or the company.
You acknowledge and agree that we may be required to perform more than one credit check, especially where the finance approval or installation process has taken longer than 90 days from the date on the privacy form.
If this subsequent credit report is adverse, finance might not be approved, even where it had been previously.
Your information – Collection and Credit Reporting Body (CRB) Disclosures
We may disclose your Credit Information and/or Personal Information as required to facilitate the above purposes and related purposes that would reasonably be expected by you to:
We operate in Australia only and do not actively disclose any of your Personal Information or Credit Information to overseas recipients, unless when we have a specific project overseas or with an international entity, which will be covered by its own privacy agreement. In addition, some programs, software or online tools used by us are based in and/or located overseas. For example, we use Mail Chimp to administer our database & emails to you. We also use Zoho CRM, Xero and Google Drive for various purposes in connection with the goods and services we supply to you. Zoho CRM has data centres in USA, Netherlands, India, Singapore, China & Japan. Xero is based in New Zealand. Google Drive is based in the United States of America. Such entities will collect, use and disclose your Personal and/or Credit Information in accordance with their privacy policies, which can be viewed here: http://mailchimp.com/legal/privacy; https://www.xero.com/au/about/privacy/; https://policies.google.com/privacy; & https://www.zoho.com/privacy.html
Your Credit Information and/or Personal Information is not otherwise disclosed to any other person except with your permission or as permitted, or required, by law.
Additional Information regarding Disclosure to and by Credit Providers
As part of providing our services to you, we may undertake tasks for a credit provider which are reasonably necessary to manage the application process. When doing so, we are acting as agent for the credit provider, with the same Privacy Act requirements applying to both of us.
We may submit your application to one or more credit providers. Those credit providers and their website addresses are set out in the Schedule at the end of this document. A credit provider, to whom we submit an application may disclose information about you to, and collect information about you from, from one or more CRBs. The website of each credit provider contains the details of the CRBs with which it deals & other details about information held about you and describes your key rights.
This detail will also be included by the credit provider who approves your application in the privacy disclosure statement and consent document it will provide to you. Each credit provider website includes information on how to contact the credit provider and how to obtain a copy of its privacy documents in a form that suits you (e.g. hardcopy or email).
You can contact the CRB by telephone Equifax by telephone on 138 332 or by visiting www.mycreditfile.com.au.
By signing below, you agree that we may use your Personal Information and Credit Information:
You also agree and consent to:
Schedule of Financiers
ASM Money Pty Ltd is accredited with and regularly deals with the following financiers
ASM regularly adds new lenders to its portfolio. If ASM intends to introduce you to a new lender they will inform you prior to opening that discussion.
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If you have questions about the contents of this document, you can email the document owner.
Document Name: ASM Privacy
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